Comprehensive Insurance Coverage at CARE Institute


Understanding Insurance Coverage

At CARE Institute, we understand that navigating insurance can sometimes feel complex. Our goal is to make the process as seamless and transparent as possible, so you can focus on your recovery. We work directly with you and your insurance company to ensure you receive the care you need without unnecessary financial stress.

We are pleased to accept all insurance plans that cover our physiotherapy services.


Direct Insurance Billing

To make your experience even more convenient, we offer direct insurance billing. This means that in most cases, we can bill your insurance provider directly, reducing your out-of-pocket expenses and administrative hassle. We handle the paperwork so you don't have to.


Types of Accepted Claims

We accept a wide range of insurance claims, including:
  • Motor Vehicle Accident (MVA) Insurance:
    If you've been injured in a motor vehicle accident, your physiotherapy treatments are typically 100% covered by your MVA insurance. We will work directly with your insurance provider to ensure a smooth billing process so you can focus on your recovery.
  • Extended Health Insurance:
    Most extended health insurance plans offered through employers or private providers include coverage for physiotherapy services. The extent of coverage varies by plan, so we encourage you to review your policy details. We can directly bill many extended health insurance companies.
  • W.S.I.B. (Workplace Safety and Insurance Board):
    If you've sustained an injury at work, your physiotherapy treatments are typically 100% covered by W.S.I.B. We are experienced in handling W.S.I.B. claims and will work closely with you and W.S.I.B. to facilitate your treatment and recovery.

Coverage accepted from:

  • Green Shield
  • Sun Life
  • Manulife
  • Great West Life
  • Empire Life
  • Industrial Alliance
  • Chamber of Commerce
  • Claim Secure
  • Johnson Insurance
  • Standard Life
  • and more

Have Questions About Your Coverage?

Your peace of mind is important to us. If you have any questions about your insurance coverage, direct billing, or how your specific plan applies to our services, please don't hesitate to contact our office.


Our friendly administrative team is happy to assist you by:

  • Clarifying your coverage details.
  • Explaining the direct billing process.
  • Helping you understand your benefits.

Please contact us with any questions you have.

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